Loan Modification Hardship Letter - Here is an Example of Loan Modification Letter

Are you in a hardship situation where you can noloan, however making smaller payments to allow for
longer afford to pay the mortgage on your homethe decrease of my income due to my untimely illness.
mortgage?I am hopeful that you will be open to renegotiating the
Here is an example of a Loan Modification Hardshipterms of my current home loan to avoid potential a
Letterforeclosure. I believe that it is in our collective interest to
To: Citibank Mortgage account # 7781399work out this loan modification. I am confident that this
Re: Mortgage Loan Modification Programis only a temporary hardship, however being able to
I am writing you this letter because I wish to bepay a reduced mortgage amount will have an
considered for a loan modification on my currentimmediate positive impact on my monthly
mortgage that I have with you. I would like to qualifycommitments.
based on hardship criteria. Last month I was diagnosedPlease contact me at your earliest convenience so
with epilepsy which is a progressive illness with nothat we can further discuss my request for a hardship
known cure. Fortunately, I do have a disability policymortgage modification. I would be willing to provide
with my employer which will pay me 2/3 of myexamples of any paperwork to backup my disability
previous salary.claims - including doctors records as well as proof of
I am hoping that this hardship letter will demonstrate tomy disability income. I can be reached any time of the
you that I indeed have the ability to pay my mortgage,day at the following phone number. 1-666-666-6666.
just a smaller amount. Fortunately, I only had 5 yearsThanks you so much for your time and consideration
left on my mortgage. I would be interested in ain reviewing this letter.
program where I was able to extend the term of my