| Florida First Time Home Buyer Loans | | | | enter your information into our FHA mortgage |
| Every Florida home buyers should know the many | | | | database and quickly approve your Florida home loan |
| advantages that come with an FHA mortgage loan. | | | | request. And, Within hours we will contact you for |
| FHA loans were created during the great depression | | | | your Florida FHA home loan approval. |
| to help increase home ownership. For the Florida | | | | Apply now at |
| mortgage applicant the FHA program can simplify the | | | | The FHA Interview |
| purchase of a Florida home, making financing easier | | | | During the FHA loan consolation and phone interview, |
| and less expensive than a conventional or subprime | | | | your Florida FHA mortgage consultant will go through |
| mortgage loan. Some highlights of the Florida FHA loan | | | | your application to determine your eligibility. If you |
| program include: | | | | don’t pre today for an FHA home loan we will |
| Minimal Down Payment and Closing costs. | | | | make recommendations, and provide you with a road |
| - Down payment less than 3% of Sales Price Gifts | | | | map to FHA loan approval. So as some point you will |
| are allowed | | | | be approved for a home loan. The FHA loan interview |
| - Seller can credit up to 6% of sales price towards | | | | is also a great chance to get acquainted with your |
| closing and prepaid costs. | | | | Florida FHA loan officer, who plays an important role |
| - 100% Financing available | | | | guiding your towards approval. . Good communication |
| - No reserves required. | | | | with your Florida FHA loan officer will increase your |
| - FHA regulated closing costs. | | | | chances of get pre-approved for an FHA home loan |
| Easier Credit Qualifying Guidelines such as: | | | | in Florida. |
| - No minimum FICO score or credit score | | | | FHA Loan Processing |
| requirements. | | | | We provide in-house processing for Florida FHA loan |
| - FHA will allow a home purchase 2 year after a | | | | applicants so we know where you loan is throughout |
| Bankruptcy. | | | | the entire approval process. with one phone call all |
| - FHA will allow a home purchase 3 years after a | | | | Florida applicants will know how close they are |
| Foreclosure. | | | | towards obtaining the home of their dream. Processing |
| To take advantage of the FHA program in Florida, | | | | an FHA home loan involves gathering documents to |
| give us a call 1-800-570-0448 or visit to find out more | | | | verify the information in your application. Documents |
| about the FHA mortgage program in Florida | | | | may include (but are not limited to) W-2 forms, pay |
| FHA mortgage Loans insured by the Federal Housing | | | | stubs, credit reports, and bank statements. After your |
| Authority and are designed to help Florida | | | | phone interview, you’ll receive an FHA |
| homebuyers realize the dream of owning a Florida | | | | pre-qualification letter that includes a checklist of FHA |
| home. And they’re ideal for Florida first-time home | | | | documentation needed to submit your home loan |
| buyers! Because the FHA insures these Florida home | | | | request. This checklist will itemize all of the necessary |
| loan mortgages, Florida FHA mortgage lenders can | | | | items the Florida FHA mortgage lender will need to |
| offer Florida mortgage applicants a better deal and | | | | finalize and close your FHA loan request. |
| work with Florida applicants to qualify regardless of | | | | Closing your FHA mortgage loan |
| past credit problems, collections, past bankruptcy filings, | | | | The closing is the "end of the line" in obtaining an FHA |
| or higher than average debt-to-income ratios | | | | mortgage. At the FHA mortgage closing, you will sign |
| Applying for an Florida FHA loan | | | | all of the required FHA mortgage documents. If it’s |
| Applying for a Florida FHA home loan through is | | | | a new FHA mortgage loan, you’ll then take |
| easy. As a Florida mortgage lender we have | | | | possession of your new home. If it’s an FHA |
| combined the speed and ease of the Internet with a | | | | refinance, you’ll start to enjoy the benefits of a low |
| hands on approach help Florida mortgage applicants | | | | FHA mortgage rate, cash out, or both.. |
| qualify for FHA financing.. Once you apply online, we | | | | |