| As mortgage brokers in Worksop we regularly talk to | | | | - it's not only mortgage savings that a good mortgage |
| people in Nottinghamshire and throughout the UK about | | | | broker will discuss with you. |
| their finances. | | | | When you receive your annual renewal from your |
| Many of the people we speak to in Worksop and | | | | current insurer, obtain some alternatives quotes to |
| beyond are keen to hear about ways they can save | | | | make sure you're not paying over the odds - you |
| some money or reduce their outgoings. | | | | might be surprised. |
| As mortgage brokers we are well aware that with | | | | A couple of other money saving tips which are easy |
| interest rates being at an all time low, it might be tricky | | | | to do but might save a few pennies include turning |
| to reduce mortgage payments, but there are probably | | | | your central heating down just one degree - you'll |
| other things you can look at. | | | | probably not even notice the difference, switch to |
| If you, like many of our clients in Worksop, are paying | | | | energy saving light bulbs and don't leave electrical |
| out each month for a life insurance policy that has | | | | equipment on standby. |
| been running for a few years, there's a chance you | | | | It might even be worth contacting your utility provider |
| could reduce your premium by reviewing the policy. | | | | and, if you're not already paying by direct debit, find out |
| Be careful though, if you do decide to review your | | | | whether switching to a direct debit would save you |
| personal insurance, don't be tempted to cancel any of | | | | some money. |
| your existing arrangements before checking whether a | | | | A similar principle applies outside the home - don't lug |
| suitable replacement is available and is on risk. | | | | around unnecessary weight in your car for example, |
| It is always wise to talk to an experienced advisor | | | | leave it in the garage, remove your roof rack if you're |
| when considering such changes, especially if your | | | | not using it and try to be a little lighter with the right foot |
| policy contains an element of Critical Illness Cover in | | | | when driving. |
| addition to the life cover. | | | | Fuel costs are high and forecast to increase, so |
| A qualified financial advisor or mortgage broker should | | | | anything you can do to cut down your fuel |
| not only be able to investigate possible savings, but | | | | consumption has got to be worth a try. |
| also make sure you are not replacing your existing | | | | Whether you are actively trying to save a few pounds |
| policy with one offering fewer or reduced benefits. | | | | or just feel there may be a way to reduce your |
| The same applies to household bills such as your | | | | outgoings, talking to an experienced whole of market |
| home and contents insurance and even your utility bills | | | | mortgage broker is an excellent place to start. |