| Trying to buy a home after bankruptcy can be a | | | | After bankruptcy Home Loan Programs |
| frustrating undertaking. If you are not sure where to go | | | | Sub Prime And Hard Money-If you have just recently, |
| for a loan you will get constant denials, plus all the | | | | within the last 12 months came out of your bankruptcy |
| credit report pulls may drive your credit score down as | | | | then you will have to find a sub prime or hard money |
| well. So where do you go to get a home loan after | | | | lender. Both of these lenders will loan to people with a |
| bankruptcy and is there any programs available you | | | | bankruptcy discharged as little as 1 day ago. But they |
| qualify for? | | | | only lend at very high interest rates and will require a |
| The type of loan you qualify for and can use all | | | | down payment of 20-25% and charge very high fees |
| depends on how far out of your bankruptcy you are | | | | to fund the loans. |
| and how you have re established your credit since | | | | FHA Home Loans-If you have been out of your BK |
| your bankruptcy was discharged. Below is a list of loan | | | | for at least 2 years and have rebuilt your credit you |
| programs you can use to buy a home after | | | | will more then likely be able to qualify for an FHA |
| bankruptcy | | | | home loan. |