| Bank of Montreal headquarters is located in Toronto, | | | | Investment banking group deals with capital markets. |
| Canada. It was founded in the city of Montreal. It is | | | | The department handles securities, bond markets and |
| almost 200 years old making it the oldest bank in this | | | | equity among others. The main beneficiaries of this |
| country. It is also the Canada's fourth largest bank | | | | segment are corporate companies and the |
| based on its deposits. | | | | government. They are given advice on the best ways |
| BMO as this bank is popularly called has more than | | | | to invest so as to realize maximum earnings from the |
| nine hundred branches. Its clients are more than 7 | | | | investments they have made. |
| million. It operates mainly in the country of Canada | | | | Lastly, there is private client group also called wealth |
| although it operates branches in Chicago and other | | | | management section. The target of this department is |
| different parts of United States. | | | | clients who have a high net worth. Such customers |
| There are 3 main divisions of the financial services | | | | are assisted in planning their investments. They are |
| offered by this bank. The three categories are known | | | | also assisted in investing the assets based upon |
| as 'client groups'. This name comes from the fact that | | | | personal criteria and financial expectations. The |
| each of the groups serves and targets a market | | | | department also gives advisory facilities in USA. |
| segment that is different from the other. | | | | BMO has social responsibility programs that are strong. |
| Personal and commercial client group is the first | | | | Through donations, sponsorship programs and |
| category. This department deals with retail financial | | | | volunteering it is able to invest in its neighborhoods. For |
| services of the bank. This means that it offers financial | | | | instance it makes donations to projects supporting |
| services to businesses and individuals based in | | | | health, arts, culture and education. Projects dealing with |
| Canada. The services include handling checks, savings, | | | | athletics, sports and community development are also |
| personal loans, mortgages, credit cards and debit | | | | supported. They also sponsor programs supporting |
| cards and other retail services. | | | | protection and conservation of environment. |
| This section also handles insurance services offered | | | | Bank of Montreal gives affordable and accessible |
| by the bank. These include life insurance and travel | | | | financial services to customers. The customer has a |
| insurance. It also offers income annuities for those | | | | variety of services to select from. Potential clients can |
| interested in saving for retirement. Mortgage life | | | | reach them online for answers to any queries that |
| insurance is also offered to protect the home upon the | | | | they may have. |
| death of the insured. | | | | |