| A mortgage broker will be able to find you the best | | | | mortgage broker will be able to give you good advice |
| deal on your holiday mortgage along with giving you | | | | on this along with scouring the best UK mortgage |
| the best advice and all the information you need to | | | | lenders to find you the best possible deal with the |
| ensure you get off to the best of starts. | | | | cheapest rates of interest on the mortgage. |
| As a holiday let mortgage broker specialises in | | | | You will have to decide how long you wish to take the |
| mortgages they will know exactly where to look for | | | | mortgage out for but remember the longer you take |
| such as the lowest rates of interest and where the | | | | out the mortgage then the more interest you will have |
| best deals are to be found based on your particular | | | | to pay over the years. Before any lender will give you |
| circumstances. Holiday Home Mortgages are one of | | | | a second mortgage for your holiday let you will have |
| the most confusing types of mortgage as there are | | | | to prove that the property is in a good location and |
| many terms and conditions and they differ from the | | | | that you will be able to bring in renters. Usually the |
| norm. | | | | lender will ask that you can bring in a certain |
| The majority of lenders will normally state that the | | | | percentage rate of the mortgage repayments through |
| property is valued at a minimum amount of around | | | | renting. |
| £80,000 and you can usually borrow up to 80% | | | | Never take out a second home mortgage without first |
| of the total value of the property although some | | | | having gone with a mortgage broker to find you the |
| mortgage brokers can source 100% holiday let | | | | cheapest premiums and make good use of the advice |
| mortgages. Of course, with an 80% mortgage you will | | | | and information they can give regarding holiday let |
| have to find the rest of the money and where you get | | | | mortgages. |
| it will depend on your circumstances. A holiday let | | | | |