2009 is the Year For First Time Home Buyers!

2009 is promising for the new home buyer!Writing your vision keeps you focused and
Purchasing a home is a blessing for you and/or youraccountable to what you plan to achieve. Post it up
family!where it can be easily seen. Read it daily to yourself,
We believe that God's best is homeownership. Wespouse and children. In order to achieve
understand that it doesn't happen overnight. Buying ahomeownership you have to clearly see it, have a
home takes planning and preparation before you"VISION" for it. And, believe and know that it is within
purchase. Renting is part of the pre-home buyingyour reach!
process to get your feet wet with responsibility beforeCOMMIT TO YOUR DECISION
making the commitment to become a home buyer.Commit to your decision to purchase a home within 12
With faith and the proper plan of action you willmonths. It will happen if you will "commit" to making it
become a home buyer in 2009 if you so desire.happen. This will mean making short-term sacrifices to
There is no better time for home buyers than NOW!your lifestyle and possibly changing a few spending
You have everything working in your favor such ashabits. That's why we encourage you to write the
low interest rates and motivated sellers. When youvision, therefore, you can "see" where you're going and
hear the media talking about a "buyers market" this iswhat it takes to get there. If your goal is to save
what they are referring to (low interest rates and$2,000 towards your home purchase you have to find
lower home prices). If you're considering purchasing aways to make that happen...cut back on shopping,
home this year...prepare yourself and do it!eating out, vending machines at work, etc. It may mean
We would like to share a few nuggets to carry alongmoving in with your parents or relatives so that you
with you as you prepare for the journey...can save more by eliminating your rent.
ACTIVATE YOUR FAITHPositive change is often good for all of us especially if
Activate your faith NOW...we'll wait right here for you!it improves our situation! Remember, these are only
Alright, if you're still reading this then we know yourtemporary changes and they will help you to achieve
activation has shifted into gear! Activating your faith isyour goal. It's much easier to sacrifice when you can
essential to the home buying process. You have to"see" that these changes are getting you closer to
first believe with your faith that you deserve your ownbecoming a home buyer!
home. Then you have to know that you can purchaseTAKE ACTION!
your own home. The two vital activation steps are:Take action! You already believe in yourself and know
BELIEVE and KNOW. Once you've got those you'rethat you are capable of purchasing your own home.
unstoppable!You've taken the time to write down your vision. You
WRITE THE VISIONnow have a guide and road map to follow. You've
Write your vision for homeownership. God instructs usmade the commitment to yourself and/or your family
to write the vision and make it plain. This "literally"that you will work hard to make it happen. Take action
means taking out a sheet of paper and writing downby staying positive and focused. Educate and prepare
your visions, hopes and dreams for your new home.yourself, save more money and move forward!
God wants to know your hearts desires, but mostPRAY
importantly he wants you to "see" what he is capableSimple: always pray! Do your very best and allow God
of doing for you and/or your family by providing youto help you. Pray for creativity on ways you can earn
with a home of your own.more money and save more. Pray for discipline to
When you begin to write your vision include your goalshang in there with your goals. Pray for courage to
and time lines. Decide "when" you are going topursue and apply. Always pray for knowledge,
purchase (i.e. in 3 months, 6 months, 9 or 12 months)wisdom and understanding. Prayer will keep you
from the date of writing your vision. Also, include howconnected to both God and your vision!
you will save money in your vision (i.e. $50 per weekGIVE THANKS!
for $200 per month for 6 months). You "must" includeGive thanks! Shout! Rejoice! Praise! Get excited and
your goals and when you plan to have those goalsmost of all...GET READY! Get ready to OWN YOUR
completed for your time line.OWN HOME!